seems you are speaking of someone you don't know.
with this template 4x4 0%
https://www.warlight.net/MultiPlayer?TemplateID=585173 there is no way to make a FTB with only one bonus, except for denamrk and swizz, depending the warlord position.
You are wrong to think there is no reward for risk.
If you think it's such an easy template, invite me to a game with that template(realtime only, i don't play MD anymore). You know my 2 alt account, no need to mention them again. =)
we will post the result here, if doesn't require skill, should be easy win around 50% of time.
Edited 1/25/2015 19:32:16